Backpacker
Backpacker insurance: Our product Range
The world is an amazing, exciting and beautiful place, and we want to help you to make the most of it. Our Backpacker Travel Insurance has been created by people who love to travel, helping us to develop a product that allows you to embrace the exciting opportunities exploring the world will offer you.
We know that travel means different things to different people and that different countries offer different opportunities and challenges. Whether you’re planning on travelling the world on a tight budget, planning on venturing off the beaten track a little further, or you’re an all-out adrenaline seeker, ERGO Backpacker Insurance includes three different levels of cover depending on your travel style.
Choose your backpacking policy
| Element | Protect | Optimum | ||
|---|---|---|---|---|
 |
Medical ExpensesIncluding hospitalisation, surgical, pharmaceutical, repatriation, and dental |
Up to £7.5 million |
Up to £10 million |
Up to £15 million |
 |
CancellationReimbursement for irrecoverable losses due to cancellation of travel and or accommodation |
Up to £1,500 |
Up to £3,000 |
Up to £5,000 |
 |
Personal PossessionsReimbursement for loss or damages caused by third parties |
Up to £750 |
Up to £1,500 |
Up to £2,500 |
 |
Personal AccidentReimbursement for personal accident or damages caused during you trip |
Up to £10,000 |
Up to £20,000 |
Up to £30,000 |
Worry-free traveling for every backpacker
Cover for multiple activities
Look at our activities list to see exactly what sports and activities are covered, and if it’s not on the list just get in touch with us to see what we can do.
Another big part of backpacking is finding ways to keep yourself on the road, so we also covers you if you are planning to earn a little extra money whilst your away, working in a bar or restaurant. That’s another reason why we cover periods of up to 18 months!
